Home Equity Options
The equity in your home can be a valuable asset. The PCB lending team can help you use your available equity for everything from vacations and major purchases to unexpected expenses and debt consolidation. Best of all, the interest on the loan is often tax deductible. PCB offers two convenient home equity options.
Home Equity Loans
- Home Equity Loans are an excellent option for one time expenses and are designed to access funds for a specific amount and term.
- Affordable closing costs
- Convenient and flexible terms
- Competitive fixed and adjustable rate options
- Interest may be tax deductible*
- Payments can be made online
- FREE Internet Banking, e-Notices, PCB Mobile, PCB Line, and automatic payments
- Apply online or contact us for an application
*Consult a professional tax adviser for tax advice.
Home Equity Line of Credit
- This flexible open-ended loan has an approved credit limit that allows you to access your funds when you need them. This loan is perfect for either recurring or ongoing expenses.
- As a revolving line of credit, there is no need to reapply
- Competitive rates that adjust with changes in Wall Street Journal Prime Rate
- Access funds by writing a check from your Home Equity checking account
- Accessible via Internet Banking
- Interest may be tax deductible*
- FREE Internet Banking, e-Notices, PCB Mobile, PCB Line, and automatic payments
- Apply online or contact us for an application
*Consult a professional tax adviser for tax advice.