Select a Mortgage
Fixed Rate Home Loans
No matter how high interest rates climb, PCB's fixed rate mortgages can offer protection from rising interest rates for the life of the loan. Predictable monthly payments allow you to budget more easily.
- Competitive Rates
- Affordable closing costs
- Protection from rising interest rates
- FREE pre-qualifications
- Escrow for taxes and insurance available
Adjustable Rate Home Loans
Our adjustable rate mortgages offer flexible terms, low closing costs and quick closings. Whether you are a first time home buyer, upgrading to a new home or investing in a rental property, PCB can design a loan to meet your needs.
- Competitive Rates
- FREE pre-qualifications
- Affordable closing costs
- Convenient payment options - online or at any of our locations
- Escrow for taxes and insurance available
- FREE Internet Banking, e-Notices, PCB Mobile, and automatic payments
Rural Development Home Loans
No down payment; no worries. A Rural Development loan is specially designed for low to moderate income families. This type of loan does not require a down payment and is guaranteed by the USDA.
- No down payment
- Fixed rate terms available
- Affordable closing costs
- May finance closing costs and pre-paid expenses, if appraised value allows
- Closing costs and pre-paid expenses may be paid by the seller
- Monthly and annual USDA fees apply
- Income restrictions apply
VA Home Loans
VA loans allow most qualified active duty and veterans of the U.S. Military or National Guard to purchase a home without a down payment and minimal closing costs.
- No down payment
- No private mortgage insurance
- Affordable closing costs
- Fixed rate terms available
- VA funding fee can be rolled into the loan
- VA funding fee may be waived for qualified disabled veterans
- Closing costs & pre-paid expenses can be paid by the seller or gift funds
FHA Home Loans
With no income restrictions and smaller down payment requirements, FHA home loans at PCB are popular with first time home buyers.
- Low down payment requirements
- Affordable closing costs
- Closing costs & pre-paid expenses can be paid by the seller or gift funds
- Fixed rate terms available
- Upfront and monthly private mortgage insurance premiums will apply